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December
9

Money Saving for Downpayment

Surrounded by nature, Boise offers big city amenities with a small-town feel, which is why many people choose to move to this area every year. Whether you choose to move to Boise for the education, the opportunity, or even the ale -- you'll find beauty in all four seasons in your new home.

While you might be ready to cuddle up near your new fireplace for winter in that special Boise home, moving during the holiday season can offer financial challenges. It's difficult to not overspend during the holiday season, let alone save up for a move. Fortunately, our REALTORS® are here to help with these tips for saving money during the holidays for a move.

Make a Shopping Map

That's right, make a map -- not just a list. With so many deals happening during the holiday shopping season, it's easy to lose sight of your savings goal and spend more than you planned. Whether using a bullet-style journal, a regular notebook, or a high-level PowerPoint, try creating a visual diagram of where and when you'll be buying these items. Match your purchases to paychecks and try to combine trips. A visual guide will let you see if you are driving across town to save $1 in cost but spending $5 in gas and time. Perhaps it makes more sense to buy both items in the same place?

Expert financial consultants note that lists and planning are proven time and time again to save you money when holiday shopping.

Enjoy Affordable Community Amenities

With a small amount of searching, you might be surprised at the free and donation-based events available in your community over the holidays. Start enjoying festivities without the fees. Instead of spending $100 for ballet tickets, try donating cans of food to see your local choirs. Tour neighborhood holiday lights all around town instead of paying for a commercial light show and installation. 

You don't need to sacrifice the holiday fun to save, instead, choose cheaper traditions

Buy in Bulk

Another fantastic way to save some extra cash for the holidays is to buy in bulk. If you have a membership, you can purchase many holiday treats and family meals at a considerable discount through retailers like Sam's Club or Costco. If you don't have access to a bulk seller, you can still often find family-sized and value quantities at your local retailer. Check out the price per pound on the tag and watch how quickly those pennies add up as you save on mashed potatoes, stuffing, and even holiday greeting cards. Doing the math at the store adds up to savings for you and your move! 

Start planning for your holiday savings now - you'll thank yourself on move-in day. Contact us to discover more ways to find yourself an affordable home. With many Boise homes for salenow is the time to buy -- why wait?

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